Islamic Banks the Factors that Affect Loss Provision

The purpose of this study is to investigate issues relating to income-smoothing practice in a new context and to examine for Islamic banks the factors that affect loss provision for loans and investment in Murabaha, Musharka, and Mudarabah

Islamic banks offers a unique environment to test income smoothing, compared with conventional banks operating in many other countries, since they adopt the dynamic provisioning policy. Smoothing is supposed to be perfect when the variation coefficient is nil or/and the determination coefficient is equal to the unit. Results show that 49 (75%) banks have a determination coefficient between 0.5 and 1 and 44% banks have a variation coefficient less than 0.5 (29 from 66).

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Islamic Banks the Factors that Affect Loss Provision

The purpose of this study is to investigate issues relating to income-smoothing practice in a new context and to examine for Islamic banks the factors that affect loss provision for loans and investment in Murabaha, Musharka, and Mudarabah.

Islamic banks offers a unique environment to test income smoothing, compared with conventional banks operating in many other countries, since they adopt the dynamic provisioning policy. Smoothing is supposed to be perfect when the variation coefficient is nil or/and the determination coefficient is equal to the unit. 

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Psychology Dissertation | Factors Assault Victimisation

"Purpose: In order to end or at least improve education and reduce sexual coercion, it is crucial to identify the variables that play a part in such behaviour.

Method: One hundred and thirty students (57 female and 73 males) ranging in age from 18 to 26 were randomly approached at one of three university campuses and completed a questionnaire battery.

Results: Overall 91.7% of respondents reported to have never been sexually coercive. Logistic regression analysis, using a dichotomised criterion of coercion, established that frequent pornography and potential sports team membership increased the potential of coercion."

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Marketing Dissertation | Factors Purchasing Tyres

"In this competitive era of marketing where the satisfaction of the customer towards the product is become first priority, it is therefore very important to analyze customer behaviour. Consumer behaviour can be looked upon as study of how individuals make decisions on how to spend their available resources like time, effort, money in various consumption related items."

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